If you pay your balance in full, you get 56 days interest-free credit on purchases. If you're registered for Internet Banking, you can report your card lost or stolen online. Our free Cards OnLine management system helps you keep track of your Royal Bank of Scotland credit and charge card balances, statements and transactions. Write a RBS … Even if you want to stick to the minimum payment you currently make by monthly Direct Debit, you can still make extra payments on top, any time you want. 2. £30 annual fee per cardholder – No card fee in the first year, Admin fee if a payment is returned unpaid £12, If a payment cheque is returned unpaid £25, Non-Sterling Transaction Fee – 2.95% of each foreign exchange transaction (including purchase of foreign currency and travellers' cheques), An administrative charge for ancillary services (such as providing duplicate statements) (£1 per page, maximum charge £40), Cash Advance charge – 3% of the transaction amount (minimum charge £3). You will incur charges if you make a late payment or go over your credit limit. For fees and charges which relate specifically to your credit card… Like most UK credit cards, our range of cards offer 56 days interest free credit on purchases if you pay your balance (and your previous month's balance) in full and on time each month. Our business card benefits. When you apply for a business bank account you have the option to apply for the business credit card at the same time (subject to status). By starting your application, you confirm that you're giving us consent to run a credit check on you and any other people listed on your application. You can find out more about minimum payments in the "Charges" tab. Product fees may apply. Bonus is only offered to the Primary Business Cardholder on the account; Secondary Business Cardholder, as well as existing RBC Avion Visa Business … It’s taking longer than usual to process new applications. To apply, you must be a UK resident aged 18 and over. It’s contactless, safe and easy. Bonus is only offered to the Primary Business Cardholder on the account; Secondary Business Cardholder, as well as existing RBC Avion Visa Business cardholders are not eligible for this offer. You can't do a balance transfer from any Personal credit cards, For Lost & Stolen (24/7) 0370 600 0459 (+44 1268 500 8113 when calling from abroad), Fraud Queries 0345 300 3986 (+44 125 230 8047 when calling from abroad), Chargebacks & Disputes 0370 909 3701 (Option 2)/ e-mail Credit Disputes Cards Online 0370 909 3701 (Option 4), Home addresses (and the date you moved there), You’re a director of the business you’re applying on behalf of, You have not been declared bankrupt or received a County Court Judgement (CCJ) or Court Decree, Your registered business address must be in the United Kingdom and you should be registered for tax purposes in the UK, You must maintain a business bank account in the same legal entity name with Royal Bank of Scotland. It will provide you with currency conversion charges based on the European Central Bank daily rate. Card services You can contact our credit card team via secure messaging within your mobile app, or … RBS ranked 11th in a list of the 14 largest business current account providers for SME overdraft and loan services in an independent survey. Pity I only discovered it when I needed to use it. The RBS Black Card is an "exclusive" credit card that comes with an annual fee of £250. If you want to become a business customer take a look at our business current accounts. You can use your business credit card to pay for goods and services or withdraw cash almost anywhere in the world. Retailer limits may apply. Reliable business credit cards. Just look out for the MasterCard logo. If you'd like to talk about the options, or cancel your credit card, please contact Credit Card Services. You may wish to take advice from an independent financial advisor, charity (for example, Citizens Advice) or not-for-profit organisation before entering in to a credit agreement with us. For the security of customers, any unauthorised attempt to access … Got an Android phone? Find out more and log in. A fast, affordable way to help your business Only individuals who have a Royal Bank of Scotland account and authorised access to Digital Banking should proceed beyond this point. If you'd like to talk about the options, or cancel your credit card, please contact Credit Card Services. Setting up a credit card account. If your card is lost, stolen or damaged. Capital on Tap Business Credit Cards. ClearSpend is a new, convenient, free mobile application available on iOS and Android. There's no interest free period on balance transfers. Banking Private Banking Business Banking Locations About. Upon enrolment, 20,000 bonus RBC Rewards points will appear on your first credit card statement. To apply you must be a UK resident aged 18 or over and maintain a business bank account in the same legal entity name with Royal Bank. Earn up to 3.5% back in rewards when you spend $5,000 in the first 90 days, and up to 1% thereafter 1. Misplaced your credit card? You can store your card details in your secure Google account. Got an Android phone? Account Details APR Updated; RBS Low Rate Credit Card: 9.9%. Lending options if your business has been affected by Coronavirus, Switching to a Royal Bank of Scotland Business bank account, Coronavirus Large Business Interruption Loan, Repayment holiday on existing business loans, Understanding your Coronavirus Business Interruption Loan, Bonds, guarantees and standby letters of credit, Get your business off the ground and moving, Coronavirus Bounce Back Loan Scheme (BBLS), Coronavirus Business Interruption Loan Scheme (CBILS). Annual fee applies. Set up reports to help you check and analyse business spending. If you're outside the UK, call +44 (0) 131 454 1605. Learn more. Business credit card / Business Plus credit card customers: If a Direct Debit is set up to claim the full statement balance, any additional payments that reach your account up to 3 full working days before … Lines open: Mon-Fri, 8am-6pm; Sat 9am-1pm RBS business cards features and benefits. Our business cards provide a flexible and practical way to manage your business finances, whether you need convenient borrowing for expenses or instant cash withdrawal. Of course! Business credit card. Like most UK credit cards, our range of cards offer 56 days interest free credit on purchases if you pay your balance (and your previous month's balance) in full and on time each month. Annual fee applies, Annual turnover under £6.5M required to apply. Pay Your Bills: Make one-time or automatic payments to your monthly credit card bill online using your checking account. Upon enrolment, 20,000 bonus RBC Rewards points will appear on your first credit card statement. If you own a business with a turnover up to £2m you are eligible for the RBS Business credit card. ... Get 2 points for every $1 spent for the daily purchases you make with your business credit card. 0370 0101 152 From abroad: +44 1268 508 019 Minicom 0370 154 1192. The minimum payment will be the greater of: This RBS card comes with a low credit limit and no annual or monthly fee, which is pretty standard for a student card. Smooth out your cashflow with our credit card, No annual card fee for the first year (normally £30), No annual card fee after the first year if you spend £6,000 or more every year from account opening, 56 days interest-free credit period on purchases, ClearSpend app available to manage your account efficiently, Minimum credit limit of £500, maximum credit limit subject to status, The RBS Business Credit Card has a 5* Moneyfacts rating, so you can select the card with confidence. Lloyds Bank Business Charge Card Terms and Conditions - Non Consumer Credit Act Version Business Debit Card Our Business Debit Card offers an affordable way to settle your daily expenses and clarity of spend with funds debited directly from your Business Account. (PDF, 126KB). Make a Payment Online: Pay your bills quickly and easily online. Product fees may apply. … Borrowing & Financing. Enjoy a business checking account with no minimum monthly balance or maintenance fee. If you already access Digital Banking you can add your credit card to the same service. In subsequent years, the annual card fee is waived if you spend £6,000 p.a. Google Pay available on selected Android devices. You’ll also need your basic business details, including your Company’s Registration Number (provided by Companies House) if you’re a limited company. Simply click the "View and Redeem Rewards" button on the account homepage when you log in. Get up to £100,000 to grow your business. This is also done according to interest rates, with the highest interest rate paid first. Calls may be recorded. Upon enrolment, 20,000 bonus RBC Rewards points will appear on your first credit card statement. Please read this short summary before you continue with your application. OneCard helpline. Provided you already have a current account, savings account, credit card or mortgage with RBS, you can start by going to the bank's site and using its "Credit card eligibility checker". ... RBS Credit Cards. But don’t just take our word for it – we’ve been named Best Business Card Provider by Business Moneyfacts, seven years running. Student cards also typically don’t have the most competitive rates around (in part due to the limited credit histories of many of the card… The card has no annual card fee for the first year, nor for the following years if you spend £6,000 or more annually. For this you get a number of benefits including travel insurance and a concierge service, that can supposedly organize anything "legal" anywhere in the world. Card services You can contact our credit card team via secure messaging within your mobile app, or alternatively please ring on: 0370 907 0010 (overseas +44 1268 508 023) Relay UK: 18001 0370 907 0010 Accessibility information (opens in a new window). If you want to transfer a balance to your credit card please call the Royal Bank business team. If you're outside the UK, call +44 (0) 131 454 1605. The card has no annual card fee for the first year, nor for the following years if you spend £6,000 or more annually. Retailer limits may apply. It has around 700 branches, based mainly in Scotland. Quote 'coronavirus credit card… RBS offers a range of finance products to its business customers in the form of small business loans, business credit cards and a business overdraft facility. RBS now no longer offer this as a product. From a Bank of Scotland current account. If the credit card belongs to your business and not to you personally, you can set it up as a bank account. Expert review. That means if you want to make a large purchase, for example a holiday or a new gadget, a credit card could be a good way to help you buy now and spread the cost. Lines are open 24 hours a day, 7 days a week. It could mean you pay less interest. Make contactless payments with our business cards, Our credit cards and onecard options come with the ClearSpend app available to manage your account efficiently, Could help you manage your cashflow and business expenses, They’re a convenient way to manage expenses. Subject to status, for business use only. Use the mobile app or Online Banking to set up a Direct Debit. The annual fee is normally £30 per card issued. Staying on top of your expenses is easy with a card. Retailer limits may apply. Google Pay available on selected Android devices. We've summarized the main RBS funding options for business use only below: RBS small business loans. For credit cards and loans, the interest rate offered to you will also be based on this assessment. When setting it up, you can elect to pay either the minimum amount, a fixed amount, or your full credit card balance every month. Security and Privacy Contact Us Help & FAQs Browser Information CitizensBank.com. Manage your credit card . They offer two credit cards called Business credit card and Business Plus credit card. I do this regularly, pay it off and do it again when necessary. If you are a business owner or program administrator, enter the company account … However, we won’t charge a fee for the first 12 months, and if you spend £6,000 or more every year from account opening we’ll waive the annual fee each year. Lines are open 24 hours a day, 7 days a week. Annual turnover under £2M required to apply. If you’re ever a victim of credit card fraud, take a deep breath--you’re ok. If we have to decline your application, we’ll send you an email or text message. Each of our business cards offer a solution to your financial need, giving you access to cash in a way that suits your business needs. Interest-free credit is not available on balance transfers and cash advances. The back of your credit card statement explains the variety of payment methods you can use. Check out the Business credit card fact sheet: that month’s interest, any Default Charges, 1/12th of any annual fee and 3% of the remaining balance (excluding any annual fee). You can use your credit card for regular purchases, like paying suppliers and buying office equipment, or for covering one-off payments that you didn’t budget for. For further details, please refer to the Business Credit Card Agreement (section 8) and the Business Card General Terms. The issue of a credit card or loan and the amount of credit or lending offered to you depends on an assessment of your personal circumstances. Spend can not be combined across cards to qualify for the waiver. The Royal Bank of Scotland (RBS) has announced plans to venture into the US credit card market with a deal to buy a division of the People’s Bank of Connecticut.The Edinburgh-based group is paying a Manage your account online, anytime. Or call us on 0800 028 8335. The easiest and fastest way to make a credit card payment is through Internet Banking. If this is your first time accessing your account online, please enter your 16-digit credit card number below if you are an individual cardholder. Cash flow, rewards and control. It pays to spend on your business with Citizens Bank's no annual fee business reward card. The Cards Online (COL) service is closing for new and existing users. Access our online tool here and enter details of your transaction. Forgot Username. Forgot Username. To apply you must be a UK resident aged 18 or over and maintain a business bank account … If you are unable to scan and e-mail the application, please mail to Cards Customer Services, PO Box 5747, Southend-On-Sea SS1 9AJ, Depot Code 028, Lending options if your business has been affected by Coronavirus, Please choose an option below to continue, Switching to a Royal Bank of Scotland Business bank account, Coronavirus Large Business Interruption Loan, Repayment holiday on existing business loans, Understanding your Coronavirus Business Interruption Loan, Bonds, guarantees and standby letters of credit, Get your business off the ground and moving, Coronavirus Bounce Back Loan Scheme (BBLS), Coronavirus Business Interruption Loan Scheme (CBILS). If you'd like to talk about the options, or cancel your credit card, please contact Credit Card Services. All Products. Find out more. Enroll Now. Your registered business address must be in the UK and you should be registered for tax purposes in the UK. It’s convenient and secure. RBS offers rewards credit cards, student credit cards, and low rate credit cards. The RBS Business Credit Card has a 5* Moneyfacts rating, so you can select the card with confidence The Business credit card is for Royal Bank Business Banking customers with a turnover up to £2m. Remember: if you only make the minimum payment it will take longer and cost more to clear your balance. Log in or register for Internet Banking and select the ‘Pay credit card’ button. Your registered business address must also be in the UK and you should be registered for tax purposes in the UK. And it keeps you from having to touch physical buttons or exchange cash when you’re out getting what you need. ... and 2/5 for service in-branch and account benefits. 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